People are so afraid of hearing "No" that they often don't even try. You have nothing to lose by just asking! A good friend of mine once told me, "Harv, a closed mouth won't get fed." Open your mouth! Say something if negotiations aren't going the way you'd like.

Here's an equation I want you to remember for the rest of your life: CZ = WZ. It means your "comfort zone" equals your "wealth zone." By expanding your comfort zone, you will expand the size of your income and wealth zone.

Rich people are committed to being rich. Poor people want to be rich.

You can be a victim or you can be rich, but you can't be both. Listen up! Every time, and I mean every time, you blame, justify, or complain, you are slitting your financial throat.

Focus on what you want, not on what you don't want.

It's not enough to be in the right place at the right time. You have to be the right person in the right place at the right time.

The mark of true wealth is determined by how much one can give away.