How do rich people think and act?

If you are not fully, totally, and truly committed to creating wealth, chances are you won't.

There is no such thing as a really rich victim.

Poor and most middle-class people believe "If I have a lot of money, I could do what I want and I'd be a success." Rich people understand, "If I become a successful person, I will be able to do what I need to do to have what I want, including a lot of money."

The truth is few people “think” big and even fewer “play” big. Why? Because “big” often means big responsibilitie s, big hassles and big problems. They look at that “bigness” and shrink. They’re smaller than their problems. They back away from challenges. Ironically, they back themselves into the biggest problem of all ... being broke, or close to it.

Never have a ceiling on your income.

Focus on all four of your net worth factors: increasing your income, increasing your savings, increasing your investment returns, and decreasing your cost of living by simplifying your lifestyle.