The Auditor-General has been complaining year in and year out that the municipalities have not paid auditing fees. It is not because they are reluctant but they don't have the money to pay the Auditor. So, you can't say that you are throwing money at somebody who doesn't have money. Lots of the things that the municipalities can't do are because resources are not there.

Those communal areas have got elected municipalities, which have got to do their work as, as fully, democratically elected municipal councils.

We raised the matter of an agreement that was reached at the Growth and Development Summit, which was that we should access a certain part, 5% was mentioned, of the funds in the hands of the institutional investors, domestically, for investment in the real economy. That being an agreement of the Growth and Development Summit, we will engage South African business to see how we can make that a practical thing. So, there is a different set of engagement with local business.

I am sure it is in the medical textbooks, there are many things that cause immune deficiency and you will find therefore in the South African HIV and AIDS programme, that it will say that part of what we have got to do is to make sure that our health infrastructure, our health system is able to deal adequately with all of the illnesses that are a consequence of AIDS.

There are lots of problems in Transnet, which we are trying to sort out, but we are quite confident we will. We can't avoid the increase in the capacity of Spoornet. So, whatever problems there are in Spoornet, they must be solved. The same goes for the harbours. And the same goes for the airlines.

The issue of racism and racial prejudice. It is very, very difficult to discuss. It is difficult to discuss the issue of apartheid. Many have made the observation that it is very difficult to find anyone in SA who ever supported apartheid because everyone was opposed, it was against our will and so on.

What is the worst, is that you will have the meltdown of Zimbabwe that the IMF is talking about. And indeed what you will have is growing unemployment in Zimbabwe, growing impoverishment among the people, growing social conflict. And I think that is the worst sort of outcome, that collapse of Zimbabwe certainly would have a much, much worse effect on the region than mere image.