Things which provide deep and lasting happiness and gratitude are the things which money cannot buy: our families, the gospel, good friends, our health, our abilities, the love we receive from those around us.

Faith precedes the miracle. It has ever been so and shall ever be. It was not raining when Noah was commanded to build an ark. There was no visible ram in the thicket when Abraham prepared to sacrifice his son Isaac. Two heavenly personages were not yet seen when Joseph knelt and prayed. First came the test of faith–and then the miracle. Remember that faith and doubt cannot exist in the same mind at the same time, for one will dispel the other. Cast out doubt. Cultivate faith.

It is in the home that we form our attitudes, our deeply held beliefs. It is in the home that hope is fostered or destroyed. Our homes are to be more than sanctuaries; they should also be places where God’s Spirit can dwell, where the storm stops at the door, where love reigns and peace dwells

I urge you to live within your means. One cannot spend more than one earns and remain solvent. I promise you that you will then be happier than you would be if you were constantly worrying about how to make the next payment on nonessential debt.

It is imperative that we recognize that whatever has happened to us has happened to others. They have coped and so must we. We are not alone. Heavenly Father's help is near.

May we realize how close to us He is willing to come, how far He is willing to go to help us and how much He loves us.

We cannot truly love God if we do not love our fellow travelers on this mortal journey.