If you've got a billion dollars and you're ungrateful, you're a poor man. If you have very little but you're grateful for what you have, you're truly rich.

The best tool today is longevity insurance - they call it income insurance. Most people know the value of life insurance. But what if you live? So instead of trying to guess one or the other, you plan for those 20 years and you get this income insurance. If you live beyond 85, you have money that's guaranteed for as long as you live in the form of an annuity.

Why do people persist in a dissatisfying relationship, unwilling either to work toward solutions or end it and move on? It's because they know changing will lead to the unknown, and most people believe that the unknown will be much more painful than what they're already experiencing.

Your current situation does not determine your future. Your future is determined by your decision to succeed.

There is no abiding success without commitment.

It's not what we do once in a while that counts, but our habitual actions. What ultimately determines who we become and where we go in life are our decisions. These decisions shape our destiny.

It not knowing what to do, it's doing what you know.