In my job I meet many outstanding, world class, British based companies. But we need more companies and more jobs in the companies we have.

On banks, I make no apology for attacking spivs and gamblers who did more harm to the British economy than Bob Crow could achieve in his wildest Trotskyite fantasies, while paying themselves outrageous bonuses underwritten by the taxpayer. There is much public anger about banks and it is well deserved.

And humility in politics means accepting that one party doesn't have all the answers; recognising that working in partnership is progress not treachery.

The Robert Mugabe school of economics provides a salutary warning about uncontrolled monetary expansion in generating hyper-inflation. The road to Harare is not as long as we might hope.

Regulators are a backstop: they don't own banks. The governance at the top of our leading banks has been shown to be lamentably weak. No one at the top of Barclays will take responsibility for systemic abuse.

Fundamental renegotiation is very, very unlikely to produce any significant change

I don't feel comfortable with luxury, and I try to stay fairly normal.