Remember that the stock market is manic-depressive.
In the insurance business, there is no statute of limitation on stupidity.
It's the deleveraging that's going on right now that has caused the credit crisis.
Confidence in markets and in institutions, it's a lot like oxygen. When you have it, you don't even think about it. It's indispensable. You can go years without thinking about it. When it's gone for five minutes, it's the only thing to think about.
The best investment you can make is in yourself.
Does the business have favourable long term prospects?