We feel led to caution . . . against forming the bad habit of incurring debt and taking upon themselves obligations which frequently burden them heavier than they can bear, and lead to the loss of their homes and other possessions. We know it is the fashion of the age to use credit to the utmost limit. . . . We, therefore, repeat our counsel . . . to shun debt. Be content with moderate gains, and be not misled by illusory hopes of acquiring wealth. . . . Let our children also be taught habits of economy, and not to indulge in tastes which they cannot gratify without running into debt.

I would advise you to get all of your blessings written and preserve them...I do feel to enjoin it upon you to make a record of every official act of your life. If you baptize, confirm, ordain, or bless any person or administer to the sick, write an account of it. If every man will do this, the Church can write a correct account of it...if the power and blessings of God are made manifest in your preservation from danger...you should make a record of it. Keep an account of the dealings of God with you daily. I have written all the blessings I have received, and I would not take gold for them.

I would say to bishops, and to all men in authority, we should have an interest in carrying on this work. We should labor to get the Spirit of God. It is our right, our privilege, and our duty to call upon the Lord, that the vision of our mind may be opened, so that we may see and understand the day and age in which we are living. It is your privilege, and mine too, to know the mind and will of the Lord concerning our duties, and if we fail to seek after this, we neglect to magnify our calling.

We are willing to stand by the revelations of God.

I have always looked upon the life of our Savior who descended beneath all things that He might rise above all things as an example for His followers.

Our children should be indoctrinated in the principles of the Gospel from their earliest childhood. They should be made familiar with the contents of the Bible, the Book of Mormon and the Book of Doctrine and Covenants. These should be their chief text books, and everything should be done to establish and promote in their hearts genuine faith in God, in His Gospel and its ordinances, and in His works.

You may have the administration of angels, you may see many miracles; . . . but I claim that the gift of the Holy Ghost is the greatest gift that can be bestowed upon man.