We feel led to caution . . . against forming the bad habit of incurring debt and taking upon themselves obligations which frequently burden them heavier than they can bear, and lead to the loss of their homes and other possessions. We know it is the fashion of the age to use credit to the utmost limit. . . . We, therefore, repeat our counsel . . . to shun debt. Be content with moderate gains, and be not misled by illusory hopes of acquiring wealth. . . . Let our children also be taught habits of economy, and not to indulge in tastes which they cannot gratify without running into debt.

Some may say [journal keeping] is a great deal of trouble. But we should not call anything trouble which brings to pass good. I consider that portion of my life which has been spent in keeping journals and writing history to have been very profitably spent. - "If there was no other motive in view [except] to have the privilege of reading over our journals and for our children to read, it would pay for the time spent in writing it.

Some labor this side of the veil, others on the other side of the veil. If we tarry here we expect to labor in the cause of salvation and if we go hence we expect to continue our work until the coming of the Son of Man. The only difference is, while we are here we are subject to pain and sorrow, while they on the other side are free from affliction of every kind.

I want to live as long as I can do good; but not an hour longer than I can live in fellowship with the Holy Spirit, with my Father in heaven, my Savior, and with the faithful Latter-day Saints. To live any longer than this would be torment and misery to me. When my work is done I am ready to go; but I want to do what is required of me.

Two great virtues . . . give a man power with the heavens - integrity and purity of character. Let a man possess these, let his heart be true and unflinching, let his life be pure, and, if we add to these humility, he is protected against a multitude of weaknesses and can resist a host of temptations. We all have our weaknesses; God has permitted them that we might be taught humility in ourselves and charity towards others.

Our children should be indoctrinated in the principles of the Gospel from their earliest childhood. They should be made familiar with the contents of the Bible, the Book of Mormon and the Book of Doctrine and Covenants. These should be their chief text books, and everything should be done to establish and promote in their hearts genuine faith in God, in His Gospel and its ordinances, and in His works.

The object is not so much to get you to keep a journal while you are young, as it is to get you to continue it after you become men and women, even through your whole lives. This is especially needed in the generation in which you live, for you live in as important a generation as the children of men ever saw, and it is far more important that you should begin early to keep a journal and follow the practice while you live, than that other generations should do so.