Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give.

Our words reveal our thoughts; our manners mirror our self-esteem; our actions reflect our character; our habits predict the future.

Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give.

Change, like sunshine, can be a friend or a foe, a blessing or a curse, a dawn or a dusk.

The greatest hazard in life is to risk NOTHING.

America needs fewer men obsessed with erecting fences of hate, suspicion and name calling.

To bear defeat with dignity, to accept criticism with poise, to receive honors with humility - these are marks of maturity and graciousness.