The State in organising security should not stifle incentive, opportunity, responsibility, in establishing a national minimum it should leave room and encouragement for voluntary action by each individual to provide more than the minimum for himself and his family.

Organisation of social insurance should be treated as one part only of a comprehensive policy of social progress. Social insurance fully developed may provide income security; it is an attack upon Want. But Want is one only of five giants on the road of reconstruction and in some ways the easiest to attack. The others are Disease, Ignorance, Squalor and Idleness.

Scratch a pessimist and you will often find a defender of privilege.

There is no inherent mechanism in our present system which can with certainty prevent competitive sectional bargaining for wages from setting up a vicious spiral of rising prices under full employment.

A cockle-fish may as soon crowd the ocean into its narrow shell, as vain man ever comprehend the decrees of God!

The trouble in modern democracy is that men do not approach to leadership until they have lost the desire to lead anyone.

Let us proportion our alms to our ability, lest we provoke God to proportion His blessings to our alms.