Organisation of social insurance should be treated as one part only of a comprehensive policy of social progress. Social insurance fully developed may provide income security; it is an attack upon Want. But Want is one only of five giants on the road of reconstruction and in some ways the easiest to attack. The others are Disease, Ignorance, Squalor and Idleness.

Let us proportion our alms to our ability, lest we provoke God to proportion His blessings to our alms.

The human mind likes a strange idea as little as the body likes a strange protein and resists it with a similar energy.

The State in organising security should not stifle incentive, opportunity, responsibility, in establishing a national minimum it should leave room and encouragement for voluntary action by each individual to provide more than the minimum for himself and his family.

If the way of heaven be narrow, it is not long; and if the gate be straight, it opens into endless life.

Scratch a pessimist and you will often find a defender of privilege.

The state is or can be master of money, but in a free society it is master of very little else.