The key thing about any fund is to make sure its expenses are low. You know, if you look at the funds in your plan and you see that they're all charging 1.5 and 2 percent,you've gota bad plan.

Mutual fund manager performance does not persist and the return of stock picking is zero.

For the taxable investor, indexing means never having to say you're sorry.

You have to ask yourself, what are the things that matter to you most in your life? If you have to have a latte every day that'snice to have right now, but if you take that latte every day right now, you may wind up eating cat food when you are 70. And you have to decide which is worse.

A fast food job, for most people, should be an entry level position. If you see no path for advancement beyond that, it's time to take a real fast look at your human capital and learn a skill that will make you more money.

The reason that 'guru' is such a popular word is because 'charlatan' is so hard to spell.

The deeper one delves, the worse things look for actively managed funds.