Over the past 7 years, we've tried to modernize the economy, and today what we're doing is modernizing the financial services industry, tearing down these antiquated walls, and granting banks significant new authority.

You can't say you love your country and hate your government.

We should, all of us, be filled with gratitude and humility for our present progress and prosperity. We should be filled with awe and joy at what lies over the horizon. And we should be filled with absolute determination to make the most of it.

When you're president, you have more power to help more people, but you also are the prisoner of circumstances as well, and countervailing political forces more.

President Obama started with a much weaker economy than I did. Listen to me, now. No president - no president, not me, not any of my predecessors, no one could have fully repaired all the damage that he found in just four years.

I do not believe we can repair the basic fabric of society until people who are willing to work have work. Work organizes life. It gives structure and discipline to life.

Climate change is more remote than terror but a more profound threat to the future of the children and the grandchildren and the great-grandchildren I hope all of you have.