People who underestimate their capabilities also bear costs, although, as already noted, these are more likely to take self-limiting rather than aversive forms. By failing to cultivate personal potentialities and constricting their activities, such persons cut themselves off from many rewarding experiences. Should they attempt tasks having evaluative significance, they create internal obstacles to effective performance by approaching them with unnerving self-doubts

Humans are producers of their life circumstance not just products of them.

The performances of others are often selected as standards for self-improvement of abilities

Self efficacious children tend to attribute their successes to ability, but ability attributions affect performance indirectly through perceived self-efficacy

Self-belief does not necessarily ensure success, but self-disbelief assuredly spawns failure.

Perceived self-efficacy and beliefs about the locus of outcome causality must be distinguished

Self-doubt creates the impetus for learning but hinders adept use of previously established skills