As a wife, daughter, friend, and the founder and CEO of LearnVest, my schedule is anything but simple. But I learned early on how to meticulously manage my time.

As an entrepreneur, you have to be OK with failure. If you're not failing, you're likely not pushing yourself hard enough.

Money shouldn't be worshiped and it shouldn't be ignored.

Start a business plan for yourself, not for anyone else.

You should go to work every day a little bit nervous.

Without any formal personal finance instruction in our high school or college curricula, many college seniors who graduate in the red will continue to make common financial mistakes that only exacerbate their debt burdens.

Even if you feel like your debt is just never going to go away, think long and hard before declaring bankruptcy. Declaring bankruptcy means that getting a loan for anything will be next to impossible for the next 10 years.