Know the difference between your necessary and discretionary expenses.

When everyone zigs, zag. Life is all about trying to get somewhere first.

There are many random, unprotected sites online that appear safe to use and are ready to accept credit card information. You wouldn't give a stranger off the street your credit card information, so be extra cautious about who you are sharing it with online.

Get up, dress up, and show up.

A financial plan is a way to take all of the money advice you come across and figure out how it applies to your specific financial situation.

Automating some of your finances can be incredibly convenient and is a great way to save time, but automating everything makes it too easy to go on autopilot and forget to pay attention to your personal finances.

Start a business plan for yourself, not for anyone else.