A financial plan is a way to take all of the money advice you come across and figure out how it applies to your specific financial situation.

Before you take the leap, before you jump, really make sure it's going to be something you want to get out of bed [to do] everyday, because it is so hard. So you want to make sure that you're really committed.

Start a business plan for yourself, not for anyone else.

I always encourage people to pay themselves first, so I really advocate setting up direct deposit for your paycheck and establishing an automatic transfer so that part of each paycheck goes straight into your savings account.

Flowers make me irrationally happy.

Without any formal personal finance instruction in our high school or college curricula, many college seniors who graduate in the red will continue to make common financial mistakes that only exacerbate their debt burdens.

At LearnVest, we're working to make financial planning both accessible and affordable so that everyone has the opportunity to get on track financially.