Those who would administer [charity] wisely must, indeed, be wise, for one of the serious obstacles to the improvement of our race is indiscriminate charity. It were better for mankind that the millions of the rich were thrown into the sea than spent to encourage the slothful, the drunken, the unworthy. Of every thousand dollars spent in so-called charity today, it is probable that nine hundred and fifty dollars is unwisely spent - so spent, indeed, as to produce the very evils which it hopes to mitigate or cure.

A business is seldom if ever built up except on lines of strictest integrity.

I don't believe in God. My God is patriotism. Teach a man to be a good citizen and you have solved the problem of life.

The secret of happiness is renunciation.

Don't be content with doing only your duty. Do more than your duty. It's the horse that finishes a neck ahead that wins the race.

Humanities education is the worst thing for an industrialist.

Upon the sacredness of property civilization itself depends-the right of the laborer to his hundred dollars in the savings bank, and equally the legal right of the millionaire to his millions.