Life insurance is a commodity.

Still, most people don't have much money. So finding ways to come out a couple of thousand dollars ahead every year still matters.

The larger the deductible you choose, the less insurance you are buying. Insurers want to sell insurance.

I think a lot of people would rather have more control over their life than less.

Nobody wants campaign finance reform more than me. It would save me a fortune.

People don't need to find reasons to justify their not giving. What they need to find is the inspiration to give. And those who don't, but could afford to, are missing out on one of wealth's greatest luxuries.

But successful investors tend to be not too self-destructive. They tend to be patient, they tend not to follow the crowd, and they tend not to be too guilty about winning.