People don't need to find reasons to justify their not giving. What they need to find is the inspiration to give. And those who don't, but could afford to, are missing out on one of wealth's greatest luxuries.

The life insurance industry is filled with good people who believe in their work and their companies, but who may never have challenged the assumptions underlying their efforts.

Hay fever suffers tend to be above average in intelligence.

The larger the deductible you choose, the less insurance you are buying. Insurers want to sell insurance.

Life insurance is a commodity.

There are only two things as complicated as insurance accounting and I have no idea what they are.

The first American insurance company was the Friendly Society for the Mutual Insurance of Houses Against Fire, founded in Charles Town in South Carolina, in 1735.