There are only two things as complicated as insurance accounting and I have no idea what they are.

But successful investors tend to be not too self-destructive. They tend to be patient, they tend not to follow the crowd, and they tend not to be too guilty about winning.

Still, most people don't have much money. So finding ways to come out a couple of thousand dollars ahead every year still matters.

No wonder lawyers, who control the legal system, have fought so hard, and with great success, against "no fault" insurance. No fault, no lawsuits. No lawsuits, no lunch.

In short: Readily available low-cost life insurance would be a threat to the industry, and whatever threatens the life insurance industry threatens America.

Nobody wants campaign finance reform more than me. It would save me a fortune.

Hay fever suffers tend to be above average in intelligence.