The larger the deductible you choose, the less insurance you are buying. Insurers want to sell insurance.

Hay fever suffers tend to be above average in intelligence.

Not surprisingly, the insurance lobby recoils in horror at the prospect of automatic coverage (including, when it was first proposed, Social Security), no matter how efficient it may be. Automatic coverage eliminates sales commissions and profit.

Summers are the best. And I figured summer was my best time for meeting someone, too, because in the summer people are looking for someone to snuggle up with for the winter. And because in the summer I could take off my shirt.

One of the advantages of the book's having been out there for more than a quarter century is that there's been time for people to report back on what it's done for them.

I think a lot of people would rather have more control over their life than less.

Life insurance in America has traditionally been dominated by mutual insurers. Twelve of the fifteen largest life insurers are mutuals.