There's no getting away from it: you have to clean.

A lot of people live in a property that will one day be part of their pension, and that is true for me too. I have an investment I can sell with ease.

One wise decision I made was buying a plot of land with planning permission in Richmond, and building my own five-bedroom home on it. I sold three years after I completed the building and more than doubled my money. I like Richmond and always have my eyes open for other properties in the area.

I have made six big home moves in my life and I have never lost money on one I have lived in.

There's no getting away from it: you have to clean.

We should be encouraging people to earn a lot of money. I do not know one wealthy person who does not spend money - and most of them employ other people.

Maybe, instead of paying so much in tax, the very rich could be incentivised to help their local community and young people who do not have a home.