I am now at the age where I can withdraw a 25 per cent tax-free lump sum. I do not put in a set amount because my earnings are a moveable feast.

Whether it's cushions you only use outside in the summer, or blankets that only come out in the winter, you've always got to think of where to store them.

When I was 16 I got a school holiday job at Minton's pottery factory in Staffordshire, packing plates. For a month's work, I was paid £44. Everything I now know about the birds and the bees, I learnt there.

It's cool to have a well run, comfortable and inviting home.

The first rule of management is delegation. Don't try and do everything yourself because you can't.

There's no getting away from it: you have to clean.

Maybe, instead of paying so much in tax, the very rich could be incentivised to help their local community and young people who do not have a home.