Those who earn money know best how to spend it.

A proper family diary with everyone's events and parties in it really helps organise the household.

Unless you completely understand the investment world, do not mess around with it. It is not something I would go anywhere near.

I grew up in a world before people had credit cards. There were no magic cards - it was all about budgeting.

I have worked and earned all my life and have found that divorce is an expensive process. Whichever way you look at it, you are going to halve your wealth. If you can avoid it, do. It is an awful process.

Rearranging furniture, adding some candles, or making even small tweaks can really make the difference.

A lot of people live in a property that will one day be part of their pension, and that is true for me too. I have an investment I can sell with ease.