Divorce is the biggest drain, outside of school fees, and nobody wins. People think it is always in the woman's favour, but it is not necessarily.

If your fridge is full this Christmas, use nature's refrigerator - your car!

I am now at the age where I can withdraw a 25 per cent tax-free lump sum. I do not put in a set amount because my earnings are a moveable feast.

Unless you completely understand the investment world, do not mess around with it. It is not something I would go anywhere near.

There's no getting away from it: you have to clean.

Whether it's cushions you only use outside in the summer, or blankets that only come out in the winter, you've always got to think of where to store them.

I have always liked clothes - throughout my life, my saving grace has been my own vanity.