A lot of people live in a property that will one day be part of their pension, and that is true for me too. I have an investment I can sell with ease.

When I was 16 I got a school holiday job at Minton's pottery factory in Staffordshire, packing plates. For a month's work, I was paid £44. Everything I now know about the birds and the bees, I learnt there.

The late 1990s were good to me. I was doing the Lottery, GMTV and I had a good contract with ITV. But I was working so hard, I never had time to celebrate. I never thought I was lucky.

One wise decision I made was buying a plot of land with planning permission in Richmond, and building my own five-bedroom home on it. I sold three years after I completed the building and more than doubled my money. I like Richmond and always have my eyes open for other properties in the area.

I do not think we should tax people to a point where they are looking for tax loopholes and getting their money out of the country.

People who earn reasonable amounts are being turned into the anti-Christ. I think 45 per cent tax is a colossal amount to take off somebody, and it is taking away the incentive to earn.

Divorce is the biggest drain, outside of school fees, and nobody wins. People think it is always in the woman's favour, but it is not necessarily.