Apocalypse has become banal, a set of statistical risk parameters to everyone's existence.

The difficulties of living in a secular risk culture are compounded by the importance of lifestyle choices.

Risk concerns future happenings - as related to present practices - and the colonising of the future therefore opens up new settings of risk, some of which are institutionally organised.

The risk climate of modernity is thus unsettling for everyone: no one escapes.

Lifestyles are routined practices, the routines incorporated into habits of dress, eating, modes of acting and favoured milieux for encountering others; but the routines followed are reflexively open to change in the light of the mobile nature of self-identity.

The body is in some sense perennially at risk. The possibility of bodily injury is ever-present, even in the most familiar of surroundings.

'Taking charge of one's life' involves risk, because it means confronting a diversity of open possibilities.