I'd say the main way people get into terrible financial trouble is just to spend too much money relative to their income, and that is an endemic problem in the United States of America, and that's the kind of thing that should be taught about in schools.

Sleep more at night. If it's allowed at work or home, take a nap in the afternoon. You'll be amazed at how much better you'll feel.

I am scared of running out of money.

You cannot win if you're not at the table. You have to be where the action is.

Nothing happens by itself... it all will come your way, once you understand that you have to make it come your way, by your own exertions.

After all the black man has been through in this world, he can still often reach levels of spirituality the most pampered white man cannot touch. Maybe what he's been through is the reason why.

I am scared of getting old. I am scared of being ill.