A man may, if he knows not how to save as he gets, keep his nose to the grindstone.
Benjamin FranklinWhen you incline to have new clothes, look first well over the old ones, and see if you cannot shift with them another year, either by scouring, mending, or even patching if necessary. Remember, a patch on your coat, and money in your pocket, is better and more creditable, than a writ on your back, and no money to take it off.
Benjamin Franklin