If time be of all things the most precious, wasting time must be, as Poor Richard says, “the greatest prodigality'; since, as he elsewhere tells us, 'Lost time is never found again'; and 'What we call time enough always proves little enough'. Let us then up and be doing, and doing to the purpose; so by diligence shall we do more with less perplexity.

The importation of foreigners into a country that has as many inhabitants as the present employments and provisions for subsistence will bear, will be in the end no increase of people, unless the new comers have more industry and frugality than the natives, and then they will provide more subsistence, and increase in the country; but they will gradually eat the natives out. Nor is it necessary to bring in foreigners to fill up any occasional vacancy in a country for such vacancy will soon be filled by natural generation.

Spare when young, and spend when old.

When you are in debt, then you are a slave.

The only things of certainty are Death and Taxes.

He that waits upon fortune, is never sure of a dinner.

Leisure is the time for doing something useful. This leisure the diligent person will obtain the lazy one never.