So much for industry, my friends, and attention to one's own business; but to these we must add frugality if we would make our industry more certainly successful. A man may, if he knows not how to save as he gets, keep his nose all his life to the grindstone, and die not worth a grout at last.

He that hath a calling, hath an office of profit and honor.

Waste neither time nor money, but make the best use of both.

He that rises late must trot all day.

Do not let fancy outrun your means.

'Tis more noble to forgive, and more manly to despise, than to revenge an Injury.

It is a strange anomaly that men could be careful to insure their houses, their ships, their merchandise, and yet neglect to insure their lives - surely the most important of all to their families, and more subject to loss.