The world needs banking but it does not need banks.

The Global Fund is a central player in the progress being achieved on HIV, TB and malaria. It channels resources to help countries fight these diseases. I believe in its impact because I have seen it firsthand.

Innovation is moving at a scarily fast pace.

We got a malaria initiative, really a phenomenal time, even though in the early stages there was some uncertainty. Then of course [Barack] Obama, although he had budget constraints, he believed in these things; a lot of new initiatives, including in agriculture.

Employers have decided that having the breadth of knowledge that's associated with a four-year degree is often something they want to see in the people they give that job to.

Well, no one gives aid to Zimbabwe through the Mugabe government.

The government is somewhat inept, but the private sector is inept in general. How many companies do venture capitalists invest in that go poorly? By far most of them. However, every once in a while a Google or a Microsoft comes out, so people keep giving them money.