The world needs banking but it does not need banks.

Microsoft has some assets like Office that have stayed strong and there's so much room for innovation in those.

There's a unique thing about the UK, where you give a very generous foreign aid budget to support globally, which is spent wisely. We partner with the government here to make sure that that money is spent well.

I have to say that in 1981, making those decisions, I felt like I was providing enough freedom for 10 years. That is, a move from 64k to 640k felt like something that would last a great deal of time. Well, it didn't - it took about only 6 years before people started to see that as a real problem.

I spend a lot of time reading.

Paul and I, we never thought that we would make much money out of the thing. We just loved writing software.

Is the rich world aware of how four billion of the six billion live? If we were aware, we would want to help out, we'd want to get involved.