When does money run out of time? The countdown begins when investable assets pose too much risk for too little return; when lenders desert credit markets for other alternatives such as cash or real assets.

Bond investors want growth much like equity investors, and to the extent that too much austerity leads to recession or stagnation then credit spreads widen out - even if a country can print its own currency and write its own cheques.

People have different impressions of themselves, and where reality lies is somewhere in between.

Finding the best person or the best organization to invest your money is one of the most important financial decisions you'll ever make.

I have a 41-year track record of investing excellence… what do you have?

Pay per click was just the beginning. The real evolution is pay per action.

When you're underperforming the index, you go home at night and cry in your beer. It's not fun, but who said this business should be fun. We're too well paid to hang our heads and say boo hoo.