Constrained circumstances can bring the best out of you.
I don't like being in debt, and I wouldn't borrow money for anything.
I know I'm in the exceptional position of having money but I didn't have it for many decades.
Audiences aren't going to get rid of me. One thing I can say, with absolute certainty, is that my shows will still be performed when I'm dead, buried and forgotten. They're going to absolutely outlive me, which is a wonderful thing to think about.
If there's too much of you around, people can get tired of you.
Having a think about whether you can afford 'this' or 'that' is a good discipline to have, to maximise what you can achieve to the highest standard.