There are three gems upon this earth; food, water, and pleasing words - fools (mudhas) consider pieces of rocks as gems.

That man who is without religion and mercy should be rejected. A guru without spiritual knowledge should be rejected. The wife with an offensive face should be given up, and so should relatives who are without affection.

The foolish wish to speak out what was spoken in secret by the master.

Education is the best friend. An educated person is respected everywhere. Education beats the beauty and the youth.

The Goddess of wealth is unsteady, and so is the life breath. The duration of life is uncertain, and the place of habitation is uncertain; but in all this inconsistent world religious merit alone is immovable.

Accumulated wealth is saved by spending just as incoming fresh water is saved by letting out stagnant water.

Sinfully acquired wealth may remain for ten years; in the eleventh year it disappears with even the original stock.