He who wears unclean garments, has dirty teeth, is a glutton, speaks unkindly and sleeps after sunrise - although he may be the greatest personality - will lose the favour of Lakshmi.
ChanakyaFate being unfavorable( or without god's grace, even an easy task becomes difficult to accomplish)
ChanakyaHe who gives up shyness in monetary dealings, in acquiring knowledge, in eating and in business, becomes happy.
Chanakya