Actually, sometimes in the media, your harshest critics can be your peers.

If you have a crippling fear of public speaking, recognize that that is perfectly normal. And know that the only way to get over those nerves is to fully understand the material, the points, the policy you are trying to explain - and then practice it a little bit.

I'm a worrier by nature. My husband says that if I'm not worried about something, I'm worried about what I've forgotten to be worried about.

It's not good enough to just know what to say about the policy; it's really important to take the extra step to learn the policy, to be able to understand it, and articulate it.

What I do see in New York and I am amazed is how many rich women will complain about the cost of something and get things for free.I would never want to be like them, but I can see why they save money.

Believe it or not, the number one fear in America remains public speaking. And, in some ways, I think that is a real shame because we are so blessed to live in a country where we are able to express ourselves, so we should want to do that.

I've found that knowing the material or the policy or the facts better than anyone else in the room is so empowering - and that means fully understanding them.