Teaching kids about money is never just about money.

How you handle or mishandle your money tells us who you are and, more important, it tells YOU who you are. Your priorities, passions, goals, and fears are shown clearly in the flow of your money. Your value system, or lack of one causes money to flow around you, passed you, or to you. When money is in your possession, what you do with it screams loudly who you are.

Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.

Being willing to delay pleasure for a greater result is a sign of maturity.

My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.

Credit is an 'I love debt' score.

Work is a surefire money-making scheme.