One definition of maturity is learning to delay pleasure.
A lower interest rate doesn't make a debt go away.
If you will live like no one else, later you can live like no one else.
Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.
More wealth doesn't fix your life. More wealth makes you more of what you already are.
A big part of being strong financially is that you know where you are weak and take action to make sure you don't fall prey to the weakness. And we ALL are weak