The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.

The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.

I have to live my books before I write them.

I think the lie we've told people in the marketplace is that a degree gets you a job. A degree doesn't get you a job. What gets you a job is the ability to carry yourself into that room and shake a hand and look someone in the eye and have people skills. These are the things that cause people to become successful.

Money... is like a beautiful thoroughbred horse - very powerful & always in action, but unless this horse is trained when very young, it will be an out-of-control & dangerous animal when it grows to maturity.

Great talent stands in line to join your team because the culture becomes the stuff of legend.

Where you are today is the sum of every choice you've ever made. If you don't like where you are, start making different choices!