I'm a Christian. Years ago, I went broke, so I decided to run every part of my life according to the Bible. It sounds hokey, but it works. You run your marriage that way, and it works. It will work with business, too, and finances. Treat people like you want to be treated.

That stupid saying "What you don't know can't hurt you" is ridiculous. What you don't know can kill you. If you don't know that tractor trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear - but that doesn't mean you won't get killed.

After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.

If you buy a $28,000 car, in four years it will be worth about 11,000 bucks.

Christmas is about giving. Be outrageously generous. Have fun, enjoy the process....then keep it up all year.

We started in our living room on a card table in our living room, and we have a multi-million dollar company and we know it can be done without borrowing a dime. It takes a while to get it started and to turn the wheel over, but the next time it's easier and the next few hundred times, it's easier than that. Have a budget where you reinvest a percentage of every dollar you earn to grow it.

I would not pre-pay. I would invest instead and let the investments cover it.