Pray like it all depends on God, but work like it all depends on you.
The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
Debt is normal. Be weird.
Broke is normal. Why be normal?
You must learn to control your money, or to the permanent deprivation control you
When I do something stupid with money and lose it....I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.