The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.

If you buy a $28,000 car, in four years it will be worth about 11,000 bucks.

Christmas is about giving. Be outrageously generous. Have fun, enjoy the process....then keep it up all year.

Just keep taking the next step and keep having excellence in the ordinary.

Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.

What I have done is packaged the time-honored information into a process that is doable and has inspired millions to act on it.

The first step in taking control of your money is to stop borrowing money. Start using cash today.