The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.

Debt is normal. Be weird.

Pray like it all depends on God, but work like it all depends on you.

No one got rich on a government program. Do not choose to be a common man. You can be uncommon.

I have to live my books before I write them.

When you're trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.

If you will live like no one else, later you can live like no one else.