A lower interest rate doesn't make a debt go away.
Those who don't manage their money will always work for those who do
The creature comforts we tend to rationalize as "business expenses I can write off."
Be very proud of what you do, and if you aren't then change it.
You cannot lead without passion. Passion causes things to move, and passion creates a force multiplier. Passion actually covers a multitude of sins. Real EntreLeaders care deeply, and that is basically what passion is. Passion is not yelling or being wild; it is simply caring deeply.
My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.