Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.

Debt has become a part of who we are.

I can't tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn't where their market will look for them, and it cost more than they thought.

Adults devise a plan and follow it, children do what feels good.

Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!

Christmas is about giving. Be outrageously generous. Have fun, enjoy the process....then keep it up all year.

Your greatest asset is your paycheck. Disability insurance protects you and your family if you are unable to work by providing income which will help pay your bills and take care of your family. It's just as important as life insurance.