Higher calling matters. When you care so deeply about the why-why you're doing what you're doing-then and only then are you operating in a way that allows you to overcome the obstacles.

The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.

No one got rich on a government program. Do not choose to be a common man. You can be uncommon.

Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it

You can't be in debt and win. It doesn't work.

Save 3-6 months of expenses in a Rainy Day fund. Know why? Cause it is going to rain, and you aren't the exception.

Pray like it all depends on God, but work like it all depends on you.