Leadership responsibility: If you own a biz, you're the head of the org. Good or bad, your company will LOOK and ACT like you do.
I would not pre-pay. I would invest instead and let the investments cover it.
Every person falls down at some point. Successful people choose to get back up!
At the end of the day we are not selling, we are serving.
No one got rich on a government program. Do not choose to be a common man. You can be uncommon.
Debt is normal. Be weird.