True leadership is servanthood. Put the interests of others at the center of your decisions.

You will only sacrifice when you passionately believe in the outcome.

Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.

Credit is an 'I love debt' score.

This is not a game, ... Debt has become a part of who we are. It's become that spoiled child in the grocery store with their lip stuck out: 'I want it. I want it. I deserve it because I breathe air.' And, well, that's an uphill climb in our culture right now, to go against that and say, 'Hey, let's be grownups here. Let's be mature, learn to delay pleasure, save up and pay for things.'

I'm not against people having new cars. I'm against them having you. We spend a tremendous amount impressing somebody at the stoplight who we'll never meet. It makes you broke and keeps you broke.

Money is 80% behavior, 20% head knowledge. It's what you do, not what you know.