For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.

Bosses push, Leaders pull. Real leadership is servant leadership.

Those who don't manage their money will always work for those who do

When people get scared, they quit giving.

I would not pre-pay. I would invest instead and let the investments cover it.

Leadership responsibility: If you own a biz, you're the head of the org. Good or bad, your company will LOOK and ACT like you do.

The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.