For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.

Adults devise a plan and follow it, children do what feels good.

When you're trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.

Debt is so ingrained into our culture that most Americans can't even envision a car without a payment ... a house without a mortgage ... a student without a loan ... and credit without a card. We've been sold debt with such repetition and with such fervor that most folks can't conceive of what it would be like to have NO payments.

When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.

Delegation requires the willingness to pay for short term failures in order to gain long term competency.

Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!